1800 762 872

Display and Model Home Insurance


Display home insurance provides comprehensive cover for the building and contents of your Display home/s, whether they are individual properties or reside within a Display village.

Events you are covered for:

  • Damage - physical loss, destruction or damage.
  • Flood - water that has escaped or been released from the normal confines of: a lake, river, creek, reservoir, canal or dam.
 

What your Display home is covered for*:

  • $10 million Public Liability, there is also optional $20 million Public Liability limit if required
  • All domestic buildings and their fixtures; fixed floor coverings; underground services; all structural improvements including: in-ground swimming pools, spas and saunas, terraces, paths, driveways, retaining walls, gates, fences, masts, aerials, clothes lines and tennis courts.
  • Damage to the building; we will repair, replace or pay the reasonable cost to repair or replace the building to its replacement cost.
  • The policy will also cover architects fees and surveyors fees, consulting engineer’s fees and legal fees necessarily incurred in the repair or replacement of the damage to the building.
  • The demolition, removal of debris and disposal costs necessarily incurred to remove the insured property in order to repair or replace the damage caused to the building.
  • If the key to an external door lock in the building is stolen, the costs incurred in replacing the lock up to $500.

*To the extent the sum insured is not exhausted.

 

What your Display home contents are covered for:

We will cover you if there is damage to the contents in the events specified while contents are contained in the building, including:

  • Carpets, unfixed floor coverings, internal and curtains;
  • Prefabricated above-ground swimming pools;
  • Fine art, painting, works of art, antiques or curios up to $250 per article and $1000 for all articles.
  • Property used in connection with a profession carried on in an office in the building.

Additional information

  • Leaseback display homes can also be insured in the names of both parties.
  • Premiums are based on the level of security, and it is recommended that alarm systems be installed, especially where home theatres are part of your display home.
Contact
1800 762 852