1800 762 872

Home & Contents Insurance


HIA Builder Client

Protect your Home and Contents and save up to 50%*

The HIA Insurance Services Home and Contents Insurance is designed to not only save you money, with Platinum cover you’ll love the wide range of policy inclusions that will leave you with peace of mind. Our policy is flexible; you can select optional extras tailored to your needs.

As a HIA Builder client you can SAVE UP TO 50%* on combined Home & Contents insurance online when you access our quote and buy portal via the email received from your builder.

What we cover:

Home & Contents insurance covers damage or loss of your home residence, garage, deck and lots more.
 

Events we cover:

Fire
Theft or attempted theft
Explosion
Accidental breakage of glass and ceramic fixtures
Malicious damage and vandalism
Storm and rainwater
Lightning
Earthquake
Unexpected escape of liquid
Impact at the home

Other great benefits included, all at a great price:

  • Up to $20 million legal liability cover
  • Contents in open air
  • Contents temporarily removed from the insured address 
  • Cover for unattached equipment & spare parts
  • Debris removal
  • Funeral expenses
  • Landlord benefit - loss of income & fixtures**
  • Lump sum or instalment payments
  • Mortgage discharge costs
  • New-for-old contents replacement
  • Replacement of locks when keys are stolen
  • Temporary accommodation costs
  • Uninsured contents belonging to guests
  • 24 Hours claims helpline

The above is a summary only. For full terms, conditions and limits see the PDS.

Want more?
We have loads of optional extras

Accidental Damage
Get cover for accidental loss or damage to your home caused by an accident at the insured address.
Flood Cover
Get cover for water released from a lake, river, creek, reservoir, canal or dam.
Motor Burnout
We can cover the cost of loss or damage to electrical motors in your appliances caused by electric current and/or power surge.
Personal Effects Cover
Specify additional personal effects or purchase additional cover for the items covered under the unspecified personal effects option.
Sum Insured Safeguard**
If the amount your home is insured for isn’t enough to replace or repair the damage to your home, this option lets you extend it by up to 25%.

Why choose us?

Save money
with a very competitive market offer underwritten by Auto & General
Peace of mind
by making it easy to organise your insurance cover
Feel secure
with great insurance cover designed to meet the common needs of the Australian homeowner.

* Off the standard base rate when purchased online. Insurance is not available in the NT, and selected locations in North QLD and Northern WA, and for homes with a replacement value of greater than $1.5 million. We reserve the right to change the offer without notice. Base rate premiums subject to change. The discount does not apply to any renewal offer of insurance.
** Terms, conditions and limits apply, see PDS for full details.

Disclosure and Disclaimer: Home and Contents insurance is distributed by HIA Insurance Services Pty Ltd ACN 076 460 967 (HIAIS) as authorised representative for Aon Risk Services Australia Limited ACN 000 434 720 AFSL 241141 (Aon) and issued and managed by Auto & General Services Pty Ltd ACN 003 617 909 AFSL 241 411 (AGS). The products are underwritten by Auto & General Insurance Company Limited ACN 111 586 353 AFSL 285 571 (AGIC). If you purchase this insurance, both we and HIAIS will receive a commission that is a percentage of the premium. Further information can be provided upon request. Policy terms, conditions, limits and exclusions otherwise apply.