Public liability cover for events and incidents arising out of your business activities and operations, resulting from your negligence or those of your employees, that cause damage to third party property, or personal injury.
Product liability provides cover for damage to third party property, or personal injury arising out of your products.
The nature of your business and its operations and products determines the level of indemnity you will require, and the structure of the appropriate cover and endorsements.
This also inlcudes liability arising from your business premises.